All businesses should know what turnover they need achieve to at least break even. Without such knowledge, they could be getting into debt. We believe that such knowledge is a fundamental business tool.

Businesses should have a plan. Expansion is great if the correct finance is in place. Over-trading can be a common problem to business failure.

We at Smith-Milne & Co. are experienced in putting together sensible business plans/budgets and incorporating these forecasts into Cash Flows, essential for putting in place the appropriate business finance.

We are able to prepare Cash Flows and then ask “what if?”.  We can show you the effect on cash flow and profit if, say, turnover goes down by 10%/20% etc. This helps in decision making and strategic planning.

We can if necessary  incorporate the financial forecasts and prepare your full business plan and assist in finding prospective financiers.